Global Auto Coverage

Destinations

Driving abroad: coverage notes by destination

What US drivers should check about coverage, permits and rentals in common destinations. Rules change, so always confirm with official government sources, your insurer and the rental company before you go.

Canada

  • Many US policies cover driving in Canada. Confirm with your insurer and carry proof of insurance accepted in Canada.
  • Check that your liability limits meet provincial requirements.
  • Rentals: confirm cross-border travel is allowed.
  • Bring your US license, registration and passport or other accepted travel document.

Read the guide

Mexico

  • Most US policies don't provide the liability coverage Mexico requires; buy a policy from an insurer licensed in Mexico before crossing.
  • Check whether you need a temporary vehicle import permit for your route.
  • Many US rental companies don't allow cars into Mexico.

Read the guide

Europe

  • Basic damage coverage is often included in rental prices, usually with a large excess (deductible).
  • Your US auto policy probably doesn't apply; check your card's benefits and country exclusions.
  • Some countries require an International Driving Permit; get one from AAA or AATA before you go.
  • Ask about cross-border fees if you'll drive between countries.

Read the guide

Elsewhere abroad

  • Check the US State Department's country information for driving requirements and road safety.
  • Confirm what the rental includes, and the deposit and excess.
  • Check whether your card covers that country; some are commonly excluded.
  • Bring an IDP where required or recommended.

Read the guide

US road trips

  • Your personal policy follows you across states.
  • Check roadside assistance and rental reimbursement before a long trip.
  • Moving permanently? Update your policy, license and registration within the new state's deadlines.

Read the guide

General information, last reviewed October 2026. We are not a travel agency, insurer or rental company.